Why are they wasting their time?

Perhaps it's not a waste of time to them. They only paid about about $12-15 to buy your account. If they collect, that's a nice profit margin.

What happens when a person is sued by credit card company while working with debt repair company?

You need a consult with a consumer attorney. DO NOT let the debt repair company choose an attorney for you and DO NOT take legal advice from them....

How do I win in small claims court?

You hire a consumer attorney to defend you. You should not be present at the hearing as your testimony can be used against you. If the debt is...

Bought 1955 chevy bel air?

Any recourse? Sure, sue him for fraud or for breach of contract. The lemon law only applies to new vehicles, so that's no help. Other consumer...

I'm trying to clean up my credit report and need some help on how collection agencies can report a debt.

Rather than seek an answer in a chat room, you need to have a consumer attorney review your credit report to verify what you are saying,. You may...

How can we remedy this?

No, they cannot garnish his wages. Unless the balance is really small, they are not going to accept $25 per month. That's a tiny figure that a...

How do I go after an Iowa car dealer for fraud if I live in Pennsylvania?

You bought the car in Iowa. If you feel that you have a claim, you need a consumer attorney in Iowa. Try www.naca.net

Is it legal? Maybe.... it really depends on what exactly they are saying and what exactly is contained in the letters. There is a 4 year...

How do I get collections to stop calling about a paid bill?

Contact a consumer attorney, most of us offer free consults. A notice needs to be sent to the credit bureaus and the debt collector...

Its sad that you think so little of your friend that you would get a flat tire in his or her car and not fix it. Worse yet, you go on to a legal...