Would the equity toward the federal exemption be divided into two?

The exemption is $23,000 regardless of who is on the mortgage. I imagine without knowing more about your situation, a Chapter 7 would make the...

What should I do first? Chapter 13 or divorce?

It would make sense to file for bankruptcy together before you are legally divorced. How the bankruptcy code is set up would allow you both to...

Do I need to show up at court?

Showing up to court would be the best course of action. If they don't have an attorney (which most often they do not) no judgment will be entered...

Depending on the number of people in your household, the means test is only applicable if your income is above $51,138 for one person, $61,271 for...

MMy dad is 83 and lives in PA. His wife is about to die and has a lot of credit card debt, they have been married 20+years is r

It depends on whether your mother is jointly liable on the debt. Was he on the credit cards with her or was it just hers? If it was just hers then...

What would my outcome be?

If the only documents they have are a bill of sale and the statement, they have no means to actually enforce the judgment. You can talk to an...

Am I Liable for a Debt Collector's Legal Fees?

They would have no legal basis for requiring you to pay for attorney fees when they are the one's dismissing the case. You might want to have your...

Should I file bankruptcy or go through another means to get out of debt?

If you are $50,000 in debt, then bankruptcy would most likely be your best option. The alternative would be to make monthly payments for the next...

You don't owe enough money for bankruptcy to make sense for you. As stated, your student loans are non-dischargeable. Although you are being...

Should I file for chapter 13 bankruptcy now or wait

If your wife is not working now, then the means test will take into consideration that her income is no longer part of the calculation. I would...