If I apply to the IRS for a settlement amount, will they consider the amount of the IRA in the calculation? Should I just pay?

It is unclear what exactly "settlement" you are suggesting. The IRS will consider the value of the IRA in any type of installment agreement, offer...

When the bankruptcy 13 process is complete? At the approval of the plan or at the end of the last payment made/completed?

It is basically when all payments are made, but there are still administrative aspects to be made. They include the filing of a final trustee...

What is the SOL in NYS for this kind of judgment and is it still enforceable due to the fact that it has never been renewed?

Such a judgment is enforceable for a 20 year period from the date of entry in court. It looks like is it is still enforceable.

See above

No, but it is a good idea to get and retain some appropriate and credible valuation in case ever needed. Yes, the exclusion amount comes off the top.

What is meant by lien will not attach in the what i read about tenants by entirety? Is the judgement lien validly attached?

The lien attaches. It just can't be enforced while the tenancy by entirety exists. If you die first the lien can then be enforced against husband....

Consult with an experienced bankruptcy attorney in your district. Some judges and Trustees would frown on voluntary diminution of income to qualify...

What effect will my current lack of employment have on me gaining custody of my children

In principle it will not be a direct factor. A judge will evaluate the totality of circumstances in making a decision which in in the best...

How can I get sued for stuff I never even asked for but the person gave freely

Unless there was an agreement to reimburse her she has no valid claim. However, there is a rule of law called "unjust enrichment" which is a sort...

I was working at the desk before the co-worker. Is there a law of ownership that shows who legally had the right to the desk?

There is no employee ownership of company equipment. Use and priorities are strictly up to management. You might have asked your boss to address...

How long does it take for the insurance to settle my case? how much my claim worth?

This is a workman's comp claim. Sounds as if you will get a scheduled partial disability award, together with loss of earnings pay and medical...