Can a civil case to added to bankruptcy

Yes. You are required to disclose all claims and suits. For and against you.

Do text messages count as written agreement?

Texts are evidence and can constitute a contract.

I have received a call from a collections agency claiming to be a law firm for a debt. What should I do?

You have a lot of options to dealing with this situation. As already noted by my colleagues, this call could be a scam. It might not be, however. I...

I get ssdi I have a pension 1199 pension fund can I take out a lump sum of my pension at work for 14 years for nursing home

This is a question that should be directed to your union representative. As a general rule, there are no advancements on pensions. However the...

If I am unsuccessful and do not have the assets to pay a judgment, what assets are protected by law? House? 401k?

There is a long list. You can do a google search. A 401k is exempt and equity in a house exempt from $75000 to $150000 I believe depending on county.

It's a rare insurance company that doesn't check for blemishes that you've noted. If it doesn't, shame on it. You are under no obligation to...

Question about Severance/Exit package?

This can get complicated. You can negotiate whatever the parties are willing to do. Spreading the payments over at least 2 calendar years may...

I need to figure out the best way to start over or to get rid of a sharehold. What is my best option?

No one can answer this without knowing the structure of your business, the legal status of its formation and operation, its bylaws, if any, and any...

Job took me off schedule with no warning

My colleague, Mr. Stern, is correct in his answer. However, you can't let things go for much longer. First, you should speak with your HR...

What is penalty, if any, for dropping flood insurance.

The provisions of your mortgage document will provide an answer to this but you are putting yourself at risk of the lender calling in the loan in...