Archived
If you have a judgment against you form a collection agency for a credit card and it's two years can you negotiate with them
John's answer
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Answered on March 11, 2017
If they are not collecting now via a garnishment or something the rough rule of thumb is 70:80% as a lump sum. Depending on your particular...
Archived
One of my parents passed away and left me an item that has a balance due on it. Am I allowed to claim it be in possession of it?
John's answer
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Answered on March 10, 2017
Sure, as long as you have legal ownership of it. That means you acquired it by joint tenancy, a beneficiary provision, as part of a family estate...
Archived
How do i obtain a cpn
John's answer
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Answered on March 10, 2017
There are plenty of ways to repair your credit. There are also plenty of ways to establish your credit worthiness to obtain a line of credit or...
Archived
What should I look for in a settlement contract when the debt collection lawyer is offering a "vacation of judgement"?
John's answer
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Answered on March 09, 2017
As long as it is true that you were never properly served, the judgment is voidable. You probably will need an attorney to do the paperwork to...
In NYS, how long is an employer required to keep an employee's belongings once the employee no longer works there?
John's answer
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Answered on March 09, 2017
There is no specific time but here's a suggestion on how I would handle it. Send the employee a certified letter giving him a reasonable amount of...
Archived
Claimed on husband taxes, is it fraud? Doesn't he have to have my signature?
John's answer
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Answered on March 09, 2017
There are way too many missing fact for anyone to give you any specific answers here. I'm curious how your boyfriend is claiming you as a...
Archived
I'm looking for my father's
John's answer
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Answered on March 09, 2017
It's possible your father died without any assets to administer. A family exemption may have applied which would have passed some assets to a...
Archived
Can you help me ?
John's answer
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Answered on March 09, 2017
You can deal directly with the collector. Get verification of the debt in advance to confirm their legitimacy.
Simply offer to pay in full and get...
Archived
Bankruptcy
John's answer
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Answered on March 08, 2017
Answer is yes. There is no timeframe.
Archived
What can I do If I paid Erin capital management in 2007 and now I have other debt collector claiming I owe a debt I believe paid
John's answer
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Answered on March 07, 2017
Request verification from the new collector and review it against your prior records. If you have paid this, provide them with proof. If it is a...
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