NYS Mortgage Holder Dead for 3 years. Do Bank Write-off or able to Foreclose if No one pays Mortgage & No Estate is filed?
Michael's answer
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Answered on October 27, 2018
The rationale is mistaken. The bank does not pursue the Decedent's heirs personally, and the Executor or Administrator of an Estate is generally...
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Foreclosure filed against Dead Person & Estate is not yet set up. How to Stop it?
Michael's answer
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Answered on October 26, 2018
The bank does not need to wait until an estate is opened. The bank can join the Decedent's heirs at law to the foreclosure action - which is a...
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What can I do (outside of an Act of Partition) to remove my Ex-girlfriend from the deed to my house?
Michael's answer
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Answered on October 03, 2018
By your description, I don't see a simple way to achieve your goal. You either have to pay your ex to get a signature on a quit claim deed, or you...
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I am on the first stage of a Foreclosure in NY.
If I authorize a Realtor to do a short sale, that action interrupt my Forcl.?
Michael's answer
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Answered on September 10, 2018
A short-sale listing will not stay the mortgage foreclosure action.
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How do i go about evicting an ex girlfriend that refuses to leave my house and refuses to pay rent?
Michael's answer
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Answered on August 24, 2018
If your ex won't leave voluntarily, you need to evict. An attorney can help you determine what notices to serve, and the steps involved in making a...
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Can a mortgage company force a prospective borrower to remove their name from a deed to another house?
Michael's answer
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Answered on August 22, 2018
The simple answer is the bank is permitted to set conditions as you describe. (Think of the golden rule - it's the bank's gold, so the bank gets to...
What happens if I don’t leave after the 10 day eviction notice?
Michael's answer
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Answered on August 17, 2018
The new owner will petition to evict you from the property. It's time to find a place to move and clear out.
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My home is now sold at auction. Can the new owner who brought my mother's house that we have lived in for 40years put me out?
Michael's answer
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Answered on July 25, 2018
I'm sorry to say it, but if the property sold at the auction, it's over. The new owner can petition to evict you.
Why didn't my PMI mortgage insurance pay out after death of mortgage holder?
Michael's answer
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Answered on July 25, 2018
I'm sorry for your loss. Private Mortgage Insurance is not for the borrower's benefit. It is intended to cover losses incurred by a lender in the...
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Can I transfer a deed to my name if my husband pass away without a will?
Michael's answer
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Answered on July 18, 2018
I'm sorry for your loss. If the real property is titled solely in your late husband's name, you will need to petition the Surrogate's Court to be...
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