Should I sign this settlement agreement?

I would simply add to the other excellent recommendations above that another very important reason to speak with an attorney is to determine that...

What is the best way to negotiate a settlement with midland?

As was stated by the attorneys above, you should always negotiate using leverage (i.e. the factors that make settlement an appealing - if not the...

What should I do with a summons from a creditor?

It is quite possible that while you contacted the law firm representing the alleged creditor in your case you did not actually speak with an...

What does it mean when a creditor sends you a letter stating they are unable to fulfill your request for a debt validation?

If you have been making payments, the Statute of Limitations has been re-aged with every payment. This would leave you vulnerable to a collection...

How to clear credit very "quickly"

The thing to understand is that if you haven't paid on the cards in over 6 years, it is true that they may have passed the applicable Statute of...

What do I answer to a Settlement letter for a time-barred debt, from a collection agency?

You can simply choose to ignore the letter (although you may be subjected to further collection attempts down the road) or you may decide to...

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Debt collector won't send verification letter

You will want to consult with an attorney in California, as your state has a special law that mimics the Fair Debt Collection Practices Act (FDCPA)...