My son has a problem getting copies of his paystubs for proof of income for HUD housing.

An affidavit from your son deatiling his efforts may suffice. If the problem is printing he can snapshot the screen on his computer printing the...

Does mortgage company have to report payments to credit monitoring companies after personal bankruptcy?

Communication. Call the Bankruptcy unit at Green Tree and ask what it would take. I presume your Bk case is closed. You can repoen the Bk case for...

What to do to prepare for possible bankruptcy?

My approach is to run all three of your credit reports. Look at the type of your debt. Look at your paystubs and your tax returns and make a plan...

Can I have a lien removed from my NY state vehicle title if the loan was included in my bankruptcy?

I would call the lienholder and offer a lump sum to settle the lien. Normally I offer 40% of the amount owed and that works often. Sometimes I need...

By you "affirmed this debt" you mean you filed a reaffirmation agreement. Since the time to file this agreement is short you may not have filed the...

Can I ask for for a credit card/checking account information from a customer to charge if their invoice is 30 days overdue?

As long as you have a signed credit authorization with a clear statement of your policy. At least that is the answer in New York. If you have a...

We do not have any non-exempt assets, what are our options rather than Bankruptcy?

A chap 13 takes into account the non-exempt portion of your assets. You can pre-plan your bankruptcy reducing

My aunt has bought me bonds since 1958 payable on her death. Now her husband thinks his kids should get them. They are in my nam

The bonds are in your name. I would cash the two bonds and be done with it. If your aunt is deceased. If your aunt is not deceased and she is...

We are selling real estate in South Dakota. The people buying asked if they could move in furniture prior to closing.

I would send a letter telling them to remove their furniture within 15 days or you will consider the furniture abandoned. If the furniture is not...

In New York State, will a past record of misdemeanors exclude me from obtaining training and licensure in Phlebotomy?

If you are concerned look into a Certificate of Relief from Civil Disabilities. This is recorded on your Rap sheet to tell the world that a judge...