Archived
How high may the credit limit for a new credit card be, without being required to notify the bankruptcy trustee?
Russell's answer
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Answered on October 26, 2014
As my colleague said, you cannot just apply for new credit while you're in the middle of a bankruptcy. Whomever gave you this information is just...
Archived
Hello. How can I found out if someone has taken a life insurance policy out on me without my knowledge? Thank you
Russell's answer
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Answered on October 26, 2014
Possibly, you could contact the insurance company if you know which one issued the policy. It's difficult, if not impossible, to be more specific...
Archived
How long after filing chapter 7 Bankruptcy should you obtain a secure credit card to rebuild you credit?
Russell's answer
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Answered on October 26, 2014
Hopefully, you are represented by an attorney in this bankruptcy. If so, then you should direct this question to your attorney. Generally,...
Archived
My twins sister repossion of a CAR is on my credit report what can i do and there other things on there that i know are not mine
Russell's answer
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Answered on October 26, 2014
As my colleagues said, the federal Fair Credit Reporting Act (FCRA) governs how the credit bureaus report your credit, and it seems, based only on...
Archived
Fdcpa in servicers
Russell's answer
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Answered on October 26, 2014
As my colleague said, mortgage servicers are obligated to comply with the FDCPA while trying to collect a debt. They are also require to disclose...
Should an administrator sign blank checks and give them to the attorney?
Russell's answer
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Answered on October 26, 2014
Interesting situation. You should do as my colleague suggested. If that does not work, then you should not hesitate to file a grievance with the...
Archived
How do I give someone their belongings with a witness?
Russell's answer
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Answered on October 26, 2014
Based only on what you've said here, I'm not sure that they can cause you any harm with their claim, especially if you can establish that you've...
Archived
My claims for medical treatment reimbursement were denied based on time limits ground by Oxford insurance.
Russell's answer
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Answered on October 26, 2014
Based only on what you told me, you should review the Terms and Conditions of your contract with Oxford because that will likely include the...
Archived
How to get my rent security deposit back from my landlord? what's the obligation to refund code of NY State? or any other low?
Russell's answer
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Answered on October 26, 2014
Under New York State law, you cannot be held financially responsible for such renovations, unless the landlord can demonstrate to you that they...
Archived
Can accredit card company demand verification of identification after approval
Russell's answer
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Answered on October 26, 2014
I think your question really is whether the credit card company can restrict use of the credit card after they approved you for it, and I would say...
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