It sounds a little late to argue that you've made timely payments... Assuming that you're opposing a Motion for Judgment of Foreclosure and Sale -...

Foreclosure

Your experience is, unfortunately, not uncommon, when it comes to families facing foreclosure in Upstate New York. It's a frustrating experience;...

Calling In A Note

I don't see any reason why you could not pursue this matter in New York, assuming that there is some relationship between the State of New York and...

There is good news and bad news. The good news is that the debt can be "discharged" through bankruptcy. The bad news is that the Department of...

Surrendering car to bank - commercially reasonable?

No. A lender is entitled to full payoff of the balance upon disposition of encumbered property. This is not an argument that I would make on a...

Can a lien be put on my house

If an individual is named on the deed, a lien may be entered against that particular individual's real property. In other words, if "John Doe"...

Is this possible?

I'd suggest clarifying the question and re-posting. Truthfully, I'm not quite understanding what you're looking for, in terms of information. Good...

Just got a letter from collection agency, unles you notify the office within 30 days after receiving this notice that you dispu

You may be able to negotiate a lump-sum payment agreement with the debt collector, in consideration for their declining to report it to the credit...

Will shortsale showup on my credit after bankruptcy discharge.

If you did not file for bankruptcy protection, the mortgage may be reported against your credit. Bankruptcy protects those who file for bankruptcy,...

Can you file a mechanics lien if a house is already in the foreclosure process?

It is unlikely that your mechanic's lien will assume priority over the primary mortgage. With this being said, if there is any surplus following a...