My home was in foreclosure and was sold for less than the loan amount.

Not sure what you mean by "eligible for a deficiency"... The truth is, if the home was sold for less than the amount owed, you're presumptively...

Should I seek representation? And if so, what kind of lawyer should I contact?

Sadly, this is not an uncommon story... Consider retaining an attorney to determine whether or not the debt is valid and, if not, whether your...

They took part of my disability deposit

Unfortunately, what was done is totally legal - your social security can be attached for almost any debt owed to the government. So far as...

There answer is unclear... One the one hand, if there is any sign of someone living in a structure, the bank is technically not supposed to...

What will happen if I'll be unable to pay mortgage once?

If you cannot pay your mortgage, then the bank will likely commence with foreclosure proceedings. There are ways to avoid foreclosure, but they...

Notice of default

You might consider filing for Chapter 13 bankruptcy in order to catch up on your mortgage payments, or even modify your mortgage agreement through...

I am considering a divorce. We own a home. Can I stop paying half my mortgage because I have to find an apt. for myself?

If you are a named party with respect to your mortgage agreement, you are liable for making mortgage payments. Regardless of who is held...

Can I write a rebuttal to an attorney's statement after the hearing took place?

There's no harm in bringing your contentions to the Court's attention. Good luck with your case!

Unfair Debt Collection

Contact your bankruptcy attorney. If you did not file for bankruptcy via attorney, consider hiring one now. There are some attorneys in your area...

What is the 2 person income level we must be under to file chapter 7 bankruptcy in New York state.

The answer is going to depend upon a series of factors - too many to be elaborated upon in this forum. Even if you are over the standard median...