How can I get a judgment payment reduced, when already struggling pay check to paycheck?

Consider consulting with a bankruptcy attorney. This could rid you of your debts and help you to obtain a fresh financial start. Good luck with...

Can I claim the homestead exemption and nys insur 3212 in same ch 7?

Yes, that’s fine. You may not use both a cash exemption and homestead exemption, simultaneously. Good luck with your case!

How does Chapter 7 bankruptcy affect me if I co-own house but am not on the mortgage?

I agree with Attorney Schwartz’s answer. If you’re a signatory on the note, then your acquaintance’s bankruptcy will leave you solely liable for...

Am I able to get this removed from my credit report? Do I have a case based on the situation?

The National Banking Act allows banks to lend at the rates that their home state provides as a maximum. This argument will not work. Consider...

Can a State Appointed Judgment Collection Receiver bring a motion to transfer venue in a bankruptcy as a Creditor?

You are not entirely correct. The bankruptcy stay does not always apply to a government entity’s enforcement of a criminal restitution order. It...

Are my assets in danger if I house my parent that is being pursued by a debt collecting lawyer?

You only have to be worried if the assets are jointly-held between you and your father. He might consider looking into filing for bankruptcy...

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When filing Bankruptcy should you list a State Appointed Judgment Collection Receiver as a Creditor?

Agreed with Attorney Cook. Due process and Notice are the names of the game... Good luck with your case!

Can a debtor (former landlord) garnish wages if you've already moved to another state?

Yes, a judgment may be domesticated in a foreign state. Good luck with your case!

What do I do if a debt management company does not correspond per contract?

The whole situation, as you've described it, kind of sketches me out. What kind of an employer *requires* an employee to sign up with a specific...

What if your in the process of starting debt relief and the creditor is already threatening you? What should you do?

This is definitely a risk involved with debt settlement programs, as they do not wield any legal power with respect to staying collection...