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Received notification that a bank is seeking summary judgment in a foreclosure case, how should I answer?
Jonathan's answer
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Answered on July 29, 2013
The short answer is "maybe." The long answer is, "you really need to consult an attorney." This is a question that has not been wholly worked out...
Archived
My aunt sent me a text, a man threw summons at her after she stated to him I didnt live there. It's for CC debt.What do I do?
Jonathan's answer
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Answered on July 29, 2013
The best thing to do is to show up to court. Skipping court is a bad idea because it will probably result in a default judgment being entered...
Archived
Can a second mortgage be discharged in bankruptcy if house was lost in foreclosure?
Jonathan's answer
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Answered on July 29, 2013
Yes, a second mortgage can be discharged - even if the house was lost in foreclosure. It's important to remember that the ex-wife will also have to...
Archived
Which statute of limitation applies for credit cards?
Jonathan's answer
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Answered on July 29, 2013
Interesting question. Arizona's statute of limitations, not Delaware's, would be applicable in this situation because you lived in Arizona at the...
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I will be on disability for a couple yrs i owe credit debt. What can i tell them when they call or what to do?
Jonathan's answer
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Answered on July 29, 2013
I'm sorry to hear about your situation. While your creditors are likely to continue calling you, the good news is that your income is "judgment...
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Archived
My mother has recently passed away and had a large amount of debt, am I the one responsible for paying it?
Jonathan's answer
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Answered on July 10, 2013
No. Debts are not passed from generation to generation. You cannot be held responsible for your mother's debts unless you co-signed for them.
Archived
If REMIC TRUST signs loan modification with debtor,then, IS DEBTOR DIRECT PARTY with REMIC TRUST?
Chapter 13 bankruptcy NYS
Jonathan's answer
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Answered on July 10, 2013
I'm not exactly sure what you're planning on doing with the information that you seek. I have to assume that you're attempting to object to a Proof...
Archived
What happens to student loans in chapter 13 plans? Do they continue to accrue interest?
Jonathan's answer
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Answered on July 10, 2013
Student loans are not generally dischargeable in Bankruptcy. That's not to say that they are never dischargeable, but the circumstances under which...
Archived
If a credit card debt went into default in 2008, sued in 2010 judgment vacated in 2013 states sol is 4 yrs can creditor re-sue
Jonathan's answer
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Answered on July 03, 2013
The statute of limitations for the collection of a debt is 6 years, not 4 years. Thus, the creditor is unfortunately within its rights to make...
Archived
I paid my dentist a lot of money and he
Jonathan's answer
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Answered on July 03, 2013
I'm not certain that I understand the question. Is your dentist charging you more than what he/she originally quoted you? Is he/she trying to...