1) Will I be able to recieve benefits if i lose my job and filed overpayment on my ch 7?

I'm sorry to hear about your situation. I'm not sure of what the laws are in Wisconsin, but here in New York the State is allowed to recoup the...

Can I take a withdrawal from my 401k to put towards bankruptcy expenses and if so will it come up in the bankruptcy court.

Yes, but be aware that there will be tax ramifications come next year. Good luck with your case!

What is the "rental" law in regards to chpt 7 BK post BK for secured furniture?

I assume that your case, like 97% of the Chapter 7 cases filed, was a no-asset case. If my assumption is correct, why not have your attorney...

I would like to negotiate a settlement with a debt collection lawyer and need advice.

The good news is that bankruptcy is definitely not the answer here. I don't personally know of an attorney who would agree to file a petition based...

Is my civil service pension safe from creditors if it is direct deposited to an account that I am an authorized user?

I've had a series of clients who attempt to play shell games like the strategy you're describing. Sooner or later, though, creditors usually catch...

In New York, if a person passes away will the spouse be responsible for unpaid credit card bills?

I'm sorry to hear about your, or perhaps a friend's, recent loss. The good news is that marriage does not automatically render one party liable...

I'm very sorry to hear about your mother's situation. The good news is that it does not appear that it's too late. Your first step is going to be...

Does a mortgage forbearance reaffirm the debt?

A mortgage forbearance is not the equivalent of a reaffirmation agreement in bankruptcy, or otherwise.

Is there a possible way to stop wage garnishment and work out a different payment deal with the collection agency?

It sounds like your friend has two options: (1) Applying for an income-contingent repayment program or file for Chapter 13 Bankruptcy. The...

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Chapter 7 and Lien Perfection-New York State

Good question. It's always heartening to see people diligently researching their debt relief options before making a final decision. In response...