Archived
I need to file an answer of Statement of Claim on Contract. How do I answer? Admit or Deny? Already worked at a settlement.
Jonathan's answer
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Answered on October 15, 2014
If you need to buy yourself time - Deny everything. After that, speak with an attorney about your rights in this matter.
Good luck with your case!
Archived
We have a 2nd house upstate and we are considering the foreclosure option
Jonathan's answer
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Answered on October 15, 2014
The main consequence is that the bank may be able to pursue you for a deficiency judgment - or, the difference between what you sold the house for...
Archived
Illegal Foreclosure as well as Illegal Loan Modifications
Jonathan's answer
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Answered on October 14, 2014
A contingency fee payment arrangement assumes that an attorney will be paid from fees awarded to the client. In the case you're describing, there...
What if he doesn't pay this? Will they garnish wages? Can they garnish his bank account? Can MTA arrest him if he's visiting NY?
Jonathan's answer
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Answered on October 13, 2014
Given that this is a civil fee, as opposed to criminal restitution, your father will not be subject to arrest. That said, if there is a judgment,...
If I file bankruptcy, can I include an account that I am an authorized user on?
Jonathan's answer
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Answered on October 13, 2014
If you are an authorized user, you can end your liability on the debts in question. That said, your wife will be left solely liable for the debts...
Can I negotiate a settlement on a Heloc balloon payment now due without negatively impacting my credit or do I need an attorney?
Jonathan's answer
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Answered on October 10, 2014
It may be difficult to accomplish your goal without negatively impacting your credit. That said, taking a hit against your credit may not be the...
Archived
What to do before a levy and garneesher happens were to get help first time it ever happened??
Jonathan's answer
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Answered on October 10, 2014
A bankruptcy filing would certainly stop a wage garnishment in its tracks, but that's the route to take only if you determine that it's the right...
Archived
Can a mortgage company sell my mortgage after it was discharged in bankrutpcy, report i owe money 4 year later on my credit repo
Jonathan's answer
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Answered on October 10, 2014
You may want to consult an bankruptcy attorney regarding this matter. It sounds like your debt collectors are violating Section 524(a) of the...
Bankruptcy, should I have declared comics and other collectibles?
Jonathan's answer
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Answered on October 05, 2014
I would not worry much about fraud charges. First off, the comic books should have been disclosed in your schedules, it sounds like your omission...
Archived
I am being sued by a debt collection law firm for 2,000 dollars. I am unable to pay, what will happen to me?
Jonathan's answer
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Answered on October 05, 2014
The first thing to keep in mind, regardless of whether you can afford to pay or not, is that you don't want to default (not show up) when it comes...