How do i file for bankruptcy? Will this prevent or delay losing the house. Will I lose my car? and personal belongings?

You will not know for sure until you speak with an attorney. Good luck with your case!

What are our options for avoiding Foreclosure?

I'm sorry to hear about the foreclosure notice; few things are more stressful. The good news is that your situation is likely very fixable. If...

NYS Chapter 13 question and credit reporting

I'm very sorry to hear about your situation. Unfortunately, at first glance, it would appear that the bank is not playing by the rules. Following...

Wage garnishment by collections agency and my rights

These are all valid questions, but the answer to all of them are the same: Get a lawyer. Your rights may have been violated under the Fair Debt...

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If a judicial foreclosure proceeding has already occurred, do I have any options left to stop the foreclosure?

Is your name on the deed? If so, you could file a Chapter 13 bankruptcy and seek to modify the mortgage agreement against your house (assuming that...

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As a Defendant in a Foreclosure Action, can I challenge the Pooling and Servicing Agreement?

The Pooling Servicing Agreement ("PSA") is an agreement between the investors of a Real Estate Mortgage Investment Conduit ("REMIC") and the REMIC...

The bank brought the home

The good news is that property taxes are connected to your property, not to you personally. Presumably, the bank will recapture its property tax...

Bankruptsy

The attorney is correct, but bankruptcy may not be your best bet with respect to Child Support arrears. Your best bet would be to work out a...

I got an irs letter saying I am being taxed for a Fund 1 independent foreclosure.

I'm very sorry to hear about the foreclosure action. You should contact the IRS right away to alert them to this matter. The last thing you need is...

Foreclosure action and settlement process we are in right now.

Interestingly enough, I just obtained a loan modification for the homeowners in a case that was virtually identical to the circumstances that...