Do I need to file a Chapter 7 bankruptcy?

Retirement accounts are protected. You may unemployed now, but when you are working again, if they have obtained a deficiency judgment they will...

Can't pay credit cards on disability have old car own nothing can they give me a judgement or will they leave me alone 47 years

They will not leave you alone. You will eventually be sued and they will try to collect on the judgment. You should talk to a bankruptcy attorney...

If you get a judgements from credit cards and you eventually have to file chapter 7 can those judgements be included

You must list all your debt, including judgments when you file a Chapter 7 Bankruptcy Petition. By listing the judgments, they can no longer...

I am unemployed with no income, I just received in the mail a check for $3500.00. i'm in debt, and being sued by credit card

If the credit card or collection agency has a judgment against you, they can go after the joint bank account. If you have other debts, you may...

If the lien was obtained after you filed the Chapter 13, it must be removed as it violates the automatic stay. If the lien was obtained prior to...

What does Chapter 7 bankruptcy do for a house that is beyond being modified?

Chapter 7 does nothing to help you keep or save your house. However, by filing a Chapter 7, you can discharge your personal liability on the note....

How will my filing for chapter 7 affect someone I cosigned an auto loan for and where do I enter it on bankruptcy schedules?

You will be discharged of the obligation and the co-signer will still be responsible for the auto loan.

Is a creditor prohibited ( in New York State ) from taking collateral if one is current on the payments after filing chapter 7?

If you want to keep your auto, you must sign a reaffirmation agreement and stay current on your payments. Your statement of intentions should say...

Can you ask a bankruptcy court to keep certain personal financial records private and away from creditor?

Bankruptcy is for the honest but unfortunate debtor. Any documents filed with the Bankruptcy Court become public documents. Any documents...

Does the bank have to unfreeze my account once I file bankruptcy? How can I ask the bank to do?

Because the creditor froze your bank account, it is the creditor who must contact the bank to release the bank account. Fax the creditor notice...