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Can I claim a small claim against my grandson who lives in New Jersey and I live in New York , opened a credit card for him to ?
Darren's answer
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Answered on October 18, 2018
Since you consented to the credit card, I don't see a small claims judge ruling in your favor. To win, you would have to prove your case, and...
Archived
Company I work for is filing Bankruptcy. Han I open my own company and solicit those former customers?
Darren's answer
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Answered on October 18, 2018
If you filed a non-compete and non-solicitation then they could stand on that, but the bankruptcy may nullify their contracts. Is this a chapter 7...
Archived
Can i file bankruptcy on taxes i received a bill for 2016?
Darren's answer
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Answered on October 18, 2018
For taxes that you filed in 2016, if it is a large enough amount, you can file an appeal and then submit for an offer in compromise. By the time...
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Can a car lender collect payment after a chapter 7 bankruptcy even if the loan was not reaffirmed?
Darren's answer
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Answered on October 18, 2018
You can make voluntary payments if you intend to keep the car. If you did not make payments, then the lender would repossess the car. But make sure...
Archived
I filed chapter 7 on 2/8/2012, i now have over $75000 in debt mostly medical can I file chapter 7 now to stop harrassing calls?
Darren's answer
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Answered on October 18, 2018
Besides bankruptcy, you can also "set up" the debt collectors for fdcpa (Fair Debt Collection Practices Act) lawsuits if they are harassing you...
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Motion to Avoid Lien?
Darren's answer
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Answered on October 18, 2018
The motion to avoid the lien makes the judgment unsecured (if granted) so then it is basically akin to credit card debt. Then, if it is a 100%...
How do I figure out the CURRENT VALUE OF PORTION OWNED for a vehicle on bankruptcy schedule A/B?
Darren's answer
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Answered on October 16, 2018
I generally use NADA website to check the value. The entire value is the amount you would enter on the schedule A/B.
Archived
I filed a chapter 7 in 2017. Title max took my car can I get it back?
Darren's answer
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Answered on October 16, 2018
No, once the car is repossessed, it is auctioned off. So the chances of the car being available for repurchase over a year later is probably not...
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Can I pay a lesser amount to the landlord and get my credit history adjusted?
Darren's answer
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Answered on October 15, 2018
Generally, the landlord has it within his/her discretion to remove from your credit. So you can offer some money to remove you and let them still...
Archived
Car financed in NY repoed 5 years ago. My credit has the full amount & judgment issued? Anything I can do? They sold the car.
Darren's answer
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Answered on October 15, 2018
Once the dealer repossess the vehicle, they will auction and hold you liable for the balance. You can either settle it, do nothing or file...