What happens if a lien is placed against your home for a debt that was for one of your children?

Parents are responsible for the medical bills incurred for treatment to their minor children. If your son was under 18 at the time of treatment,...

How long after you stop paying a credit card debt, can a creditor put a stop on your bank account?

Your post is a statement, not a question. If you bank determined that your account balance was negative, it goes without saying that you can't...

You weren't specific whether the contact was before or after entry of judgment. A judgment-creditor is permitted to ask ALL of those questions...

Hello! My husband lent $15,000 for his friend 2 years ago, interest-free. It's been 2 years and she still hasn't been able to

You can't charge interest without a written agreement that permits it. However, if he brings a lawsuit and wins, New York State will give your...

Collecting a judgment

New York State just changed the laws regarding the restraint of bank accounts. It is probably best if you called your local County Bar...

How should I react to court & debt collectors

The only responsibility that YOU have is to tell the process server that the person doesn't live with you. Beyond that, mark the mail as "moved"...

How can I collect unpaid wages?

Contact the State Department of Labor. If they can't get you what you are entitled to, go to Small Claims Court.

Trying to collect a personal debt.

Although it is no impossible to collect on the "loan" without a Promissory Note, it will be very difficult. Judges like to see a written...

Can my tax return be garnished if i have a judgement for debt collection?

Your Income Tax refund is not a protected asset under NY law. The judgment-creditor is within their rights to both garnish your wages and...

What is the statute of limitations in NY for collection of a credit card debt

The New York Statute of Limitations for bringing an action on a consumer credit debt is six years. CPLR § 213(2). That period of time can be...