Questions answered by Craig Dennison Robins

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My Chapter 13 was dismissed bec I cant afford the payments. Should I convert to Chapter 7, Short Sale, or let bank foreclose?

Craig's answer | Answered on April 17, 2009

It would not make sense to have a short sale because you have no equity in the property and you would have nothing to gain by selling it. ...

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Do I need an attorney to file a chapter 7 bankruptcy in Georgia?

Craig's answer | Answered on April 17, 2009

In this country, anyone can do any legal matter without an attorney. However, bankruptcy is a very complex legal procedure, especially with the...

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My wife amd i converted to charter7 from a chapter13 when will my chapter 13 payments stop

Craig's answer | Answered on April 17, 2009

Yes. Plan payments are only made in Chapter 13 cases. Once you convert your case, the court replaces the Chapter 13 trustee with a Chapter 7...

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I am currently in Chapter 13 (for a little over a year). I would like to flip C13 to a Chapter 7. Is this possible.

Craig's answer | Answered on April 17, 2009

You can absolutely convert your Chapter 13 case to one under Chapter 7. Different courts have different policies for how you can do this. ...

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A friend of mine did a chapter 13 bankruptcy five years ago and wants to know if they can do a chapter 7 now?

Craig's answer | Answered on April 17, 2009

There is a required waiting period under the new bankruptcy laws. The waiting period when you want to do a Chapter 7 case after a prior Chapter...

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How many years after filing a Chapter 7 Bankruptcy in 9/05 before you can file a Chapter 13? In Ohio?

Craig's answer | Answered on April 17, 2009

You can file for Chapter 13 FOUR years after you previously filed for Chapter 7 relief and be eligible for a Chapter 13 discharge. Since your...

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If I included my homes in chapter 7 would they still be considered foreclosed upon? It shows on my credit report and don't know?

Craig's answer | Answered on April 10, 2009

There is no requirement that you wait a specific amount of time before applying for a mortgage. Every mortgage lender has its own policies on this...

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When can I change my name?

Craig's answer | Answered on April 10, 2009

Your prior bankruptcy filing which is now several years old should have absolutely no impact on any application you make to change your name in...

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Chap 7 discharged 07/08. Received a ticket on a property for garbage. Property was included in chap 7. Am i responsible?

Craig's answer | Answered on April 10, 2009

The fact that you received a discharge means that you are no longer personally obligated on the mortgage note or any other dischargeable...

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If I had a chapter 13 dismissed in 2004 can I file chapter 7 now?

Craig's answer | Answered on April 10, 2009

You indicate the prior Chapter 13 case was "dismissed." If that is the case, you can immediately file for Chapter 7 now. However, you may be...

Craig Dennison Robins's Answers (278)

My Chapter 13 was dismissed bec I cant afford the payments. Should I convert to Chapter 7, Short Sale, or let bank foreclose?

Do I need an attorney to file a chapter 7 bankruptcy in Georgia?

My wife amd i converted to charter7 from a chapter13 when will my chapter 13 payments stop

I am currently in Chapter 13 (for a little over a year). I would like to flip C13 to a Chapter 7. Is this possible.

A friend of mine did a chapter 13 bankruptcy five years ago and wants to know if they can do a chapter 7 now?

How many years after filing a Chapter 7 Bankruptcy in 9/05 before you can file a Chapter 13? In Ohio?

If I included my homes in chapter 7 would they still be considered foreclosed upon? It shows on my credit report and don't know?

When can I change my name?

Chap 7 discharged 07/08. Received a ticket on a property for garbage. Property was included in chap 7. Am i responsible?

If I had a chapter 13 dismissed in 2004 can I file chapter 7 now?