Archived
Can i have a judgment against me in a for closure, if the house was included in a chapter 7 bankruptcy and never reaffirmed?
Michael's answer
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Answered on May 31, 2016
If the house and any mortgage that was listed against it was included in the bankruptcy, you do not owe anything on the note and cannot be held...
Archived
Can I get my name off of a student loan that I co-signed for?
Michael's answer
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Answered on May 30, 2016
You did not state whether it was a private or government loan; however, since you cosigned it is most likely private as very rare that a government...
Archived
I can't afford my private student loan payments is there a way to reduce the amount I am paying per month?
Michael's answer
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Answered on May 30, 2016
You could consolidate the parent plus loan into a ICR (income contingent repayment). Based upon your income, it could lower the monthly payment to...
Archived
How do you know if student loans are private?
Michael's answer
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Answered on May 28, 2016
Go to www.nslds.ed.gov to see your governmental loans. If it is not there, it is probably private. However, both private and government loans are...
Archived
Can it be sold
Michael's answer
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Answered on May 26, 2016
Yes. If the 2nd lienholder beats the first lienholder to foreclosure action, he can pay off the first lienholder. He can even do it before...
Archived
Understanding collection agency and their policy
Michael's answer
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Answered on May 25, 2016
I agree with Mr. Williams. Although in my opinion payment via personal check is more than an adequate form of payment especially if you can...
Archived
Is this debt considered discharged? If so, is this collector violating the discharge order and what relief can be sought?
Michael's answer
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Answered on May 25, 2016
This sounds like a private student loan. Private student loans are non-dischargable in bankruptcy, just like government loans. You would have had...
Archived
Is there a way to free me from the deed of discharged mortgage? Is pursuing seller financing a way to be able to buy a new home?
Michael's answer
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Answered on May 25, 2016
Contact Shellpoint and see if they would be willing to accept a deed in lieu of foreclosure.
Archived
How do i file for bancruptcy? My wife passed away about 2yrs ago. I am broke and can't afford a lawyer. Can I self represent?
Michael's answer
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Answered on May 24, 2016
Call the bar association of the county you live in and see if there is a free legal clinic who will represent you pro-bono (for free) based upon...
Archived
Do I have to answer a ten day notice to vacate
Michael's answer
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Answered on May 23, 2016
No. You do not have to vacate or answer this notice The 10 day notice is a notice which is required in a post-foreclosure eviction action. ...
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