Archived
Ch 7 Att collected $76 file fee to amend financial statement. Amend never filed, $76 not returned, how can we get reimbursed?
John's answer
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Answered on May 03, 2011
You may want to contact the attorney and explain to him/her that you want your money back and that you're willing to contact the state bar if you...
Can I file individual bankruptcy even if I am married and my husband has an an income of over 80K a year.
John's answer
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Answered on January 14, 2011
It may be a possibility to file a chapter 7 by yourself. I have had clients in N.Y. that have filed for a chapter 7 who have made a little over...
Archived
I have previously filed a chapter 7 bankruptcy on March 29th of 2004 and have found myself in serious credit card debt once
John's answer
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Answered on January 14, 2011
You can file a chapter 7 once every eight years from the date of filing the first bankruptcy. The once every eight years rule applies if you...
Archived
My truck is paid off. I've filed chapter 7. What will happen to it?
John's answer
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Answered on January 10, 2011
There is no creditor to repossess the car but you will have to worry about the trustee selling it or making you pay the excess of equity to keep...
Archived
Two cars, BK 7, but I intend to keep ONE...
John's answer
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Answered on January 10, 2011
Yes, you can reaffirm one loan and not the other. The Judge will ultimately approve the reaffirmation if it is in your best interests. Just as long...
Archived
If I don't qualify for HAMP, can I bring anything to Mediation in a Foreclosure?
John's answer
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Answered on January 07, 2011
Are you sure that you don't qualify for HAMP? There are several criteria for qualification:
1. Owner occupied property (No investment or second...
Archived
State board of equalization says I owe $2k in sales tax b/c of a transaction I made a few years ago. What about filing chapter 7
John's answer
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Answered on January 07, 2011
I would definitely speak with a qualified bankruptcy attorney in your area but I believe you may have a chance to discharge sales tax if certain...
Archived
Debtor filed for bankruptcy and listed me as a creditor however sent me half the money. Is it a trick?
John's answer
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Answered on January 07, 2011
You would not get in trouble with the bankruptcy court as long as it was his unilateral attempt to pay you, and you did not attempt to collect the...
Archived
Can a creditor contact a debtor despite the bankruptcy stay if a certain circumstance? Warrant issued for arrest, letter receive
John's answer
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Answered on January 07, 2011
It is usually a violation of the automatic stay to contact a debtor when the automatic stay is in effect without a bankruptcy judge's permission....
Archived
I thought a bankruptcy case had to be Dismissed or Discharged.
John's answer
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Answered on January 07, 2011
Generally, you have 60 days from the date of your first scheduled 341(a) Meeting of Creditors to file the Financial Management course certificate....
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