My home offer was accepted and the down payment was submitted Ie earnest money in the escrow account can I change the lender?
Richard's answer
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Answered on September 10, 2023
You are free to apply for the mortgage from any lender you choose. The contract will give you a specific timeframe in which to secure that loan....
Can I start a Morgage loan application on a condo from 2 or 3 companies/banks at the same time?
Richard's answer
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Answered on August 31, 2023
Yes, you can. However, doing a hard pull of your credit that many times can affect your credit score. You can shop for rate and fees without...
Any recourse on as-is home purchase?
Richard's answer
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Answered on August 29, 2023
That depends on what the contract says. If there is a specific representation in the contract that survives closing, or if the seller actively...
If there are two duplicate deeds for same property with different grantees in 2015 and 2019 which takes precedence?
Richard's answer
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Answered on August 26, 2023
When both parents deeded the property to your sister it became your sister’s property. Your parents no longer had any interest in the property. ...
Can spouse be held responsible for MY defaulted credit card debt?
Richard's answer
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Answered on August 22, 2023
No, a spouse can not be held liable for a debt incurred by you that is solely in your name.
Can a house be foreclosed on when there is a contract for the house to be purchased?
Richard's answer
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Answered on August 20, 2023
The foreclosure action and the contract are two completely separate issues. The foreclosure will continue regardless of the existence of the...
Can my neighbor claim adverse possession for my land he has used as a parking lot for 42 years even though he paid rent to me?
Richard's answer
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Answered on August 11, 2023
The fact that they paid rent to use the land should be sufficient to defeat an action for adverse possession. They would need to prove that they...
Can I evict someone if there are on the title and mortgage ?
Richard's answer
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Answered on August 11, 2023
You can not evict her. By virtue of her name being in the deed she is an owner of the house and is entitled to be there. You can bring an action...
My daughter is 9 can she be on my lease and her mother lease
Richard's answer
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Answered on August 08, 2023
A 9 year old lacks the legal capacity to enter into a contract, can not be bound by a contract and therefore should not be on a lease which is a...
If you added handwritten parts to a retainer must they all be initialed by both parties to be valid?
Richard's answer
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Answered on August 08, 2023
While it is good practice to initial all handwritten changes to indicate that the change was made and agreed to it is not required for the changes...