Is it illegal to give someone a key to a shared residence without approval from all residents?

The act is not illegal per se. There is no crime being committed that rises to an actionable cause. Nowithstanding, defer to the lease terms...

will that impact my home value assessment and my real estate taxes ?

The assessment will not be affected. Essentially you will be pledging the home as collateral for the loan being issued. You will have fee simple...

Easement.....

Defer to the verbiage of the deed. Easements run with the land. As such the terms of same are binding on successor owners and would afford you use...

Since workers did not follow protocol to clean repair and ventilate mold and contaminated debri/dust can i sue?

You should file a compliant with the Department of Buildings. In addition, since the landlord is in obvious breach of the warranty of...

The variation of the signature is inconsequential. The signature you annex....if in fact executed by you....will be binding. Notwithstanding, it...

Could this be true?

Contact the New York State Banking Department and advise as to your situation; portfolio status; loan type and refinance options/guidelines given...

Do I have any recourse? Is the seller at all responsible?

Contact the attorney who represented you in the purchase immediately and inquire as to what the nature of this $1,000 "release" entailed. Also,...

What type of attorney would I need to contact for this ?

You should contact a seasoned real estate attorney and inquire as to how/why this portion of land she owned was sold. Did she in fact own this...

When do I need to obtain counsel? Am I better off with an adjustable or fixed mortgage rate?

You should seek the counsel of a seasoned real estate attorney who can walk you through the closing process and discuss all aspects/fees/terms/time...

Why is it on there and how do I get it off.

The facts as presented are a bit vague. Was there a judgment in this amount obtained against you? Did you settle for a reduced amount? If this...