If I don't settle/pay charged off debt because SOL passed, will the big banks bar me from ever opening new credit with them?

Yes. Each company will read a disclosure to you when you attempt to settle with them. Certain companies on the list you mentioned will not issue...

Can the creditors freeze my account?

If you are sure you had insurance and can prove this should have been paid, you may be able to have the judgment vacated and any funds taken from...

Recieved a summons and complaint from a collections agency on a old credit card from 2013 how do I proceed to settle this?

I suggest retaining a debt settlement attorney who will be able to negotiate a settlement for less than the amount you owe. If you are able to...

Property division - We have a substantial amount of credit card debt which is all in my name

All marital debts are negotiable during the divorce, even if its in only one spouses name. If there is a default, the creditor will still look to...

Can I be sued for breach of contract for non payment on a loan when signature is not mine?

There are too mnay questions to give you a quick answer. Did you receive money from the loan? Who's signature is it? Did someone sign your name...

Stipulation Discontinuing Action?

I agree with the other answers. If a Plainitff voluntarily withdraws a pending case it is done without prejudice. Although that case is over, its...

Debt Settlement is a great alternative to bankruptcy IF your budget is right for it. If you budget is low, the process will not work well and you...

Do I need to respond to a debt collector for a charged off credit card account from 2004?

They CAN sue you but if they do, all you need as your defense is that the debt is past statute of limitations, and your case will be dismissed. ...

Can my landlord make me pay back rent after his assistant messed it up the past year?

Ask for a full accounting and determine who is correct. If the assistant made a mistake and you still owe the money, the landlord will be able to...

A judgment

A debt settlement attorney may be able to help you settle the debt for less than you owe, in a lump sum or over a period of time. If you are not...