Mortgage Advise

You will need to report your credit score to a mortgage broker. Why would you have any credit card debt unless you don't have any savings? In which...

Can collection agency garnish my wages in N.Y.?

Regardless, a collection agency has no authority to garnish your wages, only a Sheriff or Marshal may do so. Their attempt to collect is illegal.

Would a deed in lieu of foreclosure be a good idea for my situation?

You misunderstand the 1099c. The balance is discharged by the bankruptcy. The 1099 c is a means by which it is written off their books for...

I lent out $8000 and I'm not getting paid back. Is it worth it to go to court?

If you can establish credibility of your account of the story, then you may be successful in court. You can sue in small claims court for up to...

Being forced to try custody options

It sounds as if they are trying to force favorable settlement by continuing expensive litigation. You should discuss this with your attorney to...

What can you do at 75 years old to stop Sallie Mae from harassment when you are a cosigner?

You are no less liable for the debt as a co-signer than if you were the primary obligor. Age is not a defense, although because of your age you...

Can a wife who lives in foreign country and not a us citizen inherit property of us citizen husband after his death?

If the wife is not a US citizen, US assets would be subject to State and Federal Estate taxes, but ultimately, at least 1/3 of remainder will go to...

Selected as the best answer

If I can't pay the amount the credit card collection agency wants what can I do

Nothing can be done to you legally against your will until a judgment has been entered against you. A collection agency cannot obtain a judgment,...

Hello, i received an income execution the other day

It goes by gross, not net. If the amount you stated is before tax deductions, then yes, you are correct. If the amount you stated is net, then the...

Learned of a Decade-Old Debt Default Judgment (Never Notified/Don't Owe) When My Bank Acct Was Frozen. Had Vacated. Now What?

Move to Dismiss on notice. Alert the credit bureaus of the error. Good Luck.