Can a mortgage lender who filed two foreclosure cases but denied both still have 6 years of accrlaration on mortgage

The question is unclear. Although two actions have been dismissed and more than six years has past since acceleration, the bank may still be...

Of course it can. You need to contact Carrington to see if they will permit you to do a loan remodification.

If you apply for a mortgage modification are you waiving a statute of limitations defense?

Case law in NY supports the position that applying for a loan modification will not affect the statute of limitations. Acknowledging the debt may...

You will need to retain an attorney to file a motion to vacate the sale. Consult with an attorney ASAP to protect your rights.

How to delay motion for forcloseure ?

Time is of the essence to consult with a foreclosure lawyer and your bankruptcy lawyer.

Help! The bank is foreclosing on my grandmothers house. The loan balance is $20,000, and they want $19,000 in costs.

The estate representative of grandma's estate should demand an itemization of the charges. 19k seems high to me. Sending a request to the bank...

I have a house for sale and bought another house as our primary residence with the same lender, Wells Fargo bank.

A default on a mortgage only permits the lender to foreclose on the secured property identified in the mortgage. As long as you're current on your...

What is statute of limitations to file foreclosure in NY.

In the usual fireclosure case, the bank usually notifies the homeowner that because the loan is in default that is is declaring the entire unpaid...

Not contesting a foreclosure. Do we need a lawyer to review legal documents?

You said you filed ch 7 and if you received a personal discharge then you will not be personally liable for any deficiency.

In new jersey who is the creditor in a foreclosure action?

Fannie Mae usually does not own the note but is merely the investor. You can raise the defenses in your answer when the complaint is served.

Selected as the best answer