Carle Place, NY
Insurance Lawyer at Carle Place, NY
Practice Areas: Insurance, Employee Benefits, Appeals
Parkinson’s disease (PD) is a progressive neurological disorder that can significantly affect a person’s ability to work. As symptoms advance, many individuals face challenges performing job duties sa...
See Full GuideRadiculopathy can qualify as a disabling condition for Long Term Disability (LTD) benefits when it produces persistent, well-documented symptoms that prevent a claimant from performing the essential d...
See Full GuideMultiple Sclerosis (MS) is a well recognized neurological disease, but securing long term disability (LTD) benefits requires more than a diagnosis. Insurers commonly accept that a claimant has MS yet ...
See Full GuideWhen disability prevents you from working, your long term disability (LTD) insurance benefits are meant to provide financial stability during an already challenging time. Unfortunately, many claimants...
See Full GuideLong‑term disability insurers increasingly rely on the 24‑month mental‑nervous limitation to cut off benefits for claimants whose disabilities involve depression, anxiety, PTSD, or other psychiatric c...
See Full GuideIf your disability insurer schedules an Independent Medical Examination (IME), you’re not alone. Most long term disability policies allow insurers to require an IME with a physician they select, and t...
See Full GuideInsurance companies frequently rely on surveillance to undermine long-term disability (LTD) claims. Why Insurance Companies Use Surveillance Long-term disability insurers invest significant resources ...
See Full GuideUnderstanding your doctor’s role—and how to communicate with them effectively—can make a meaningful difference in your claim outcome. YOUR DOCTOR’S ROLE IN A SUCCESSFUL DISABILITY INSURANCE CLAIM When...
See Full GuideBelow are 5 critical clauses every claimant should understand before submitting a disability claim. 1. The Definition of Disability: “Own Occupation” vs. “Any Occupation” One of the most important and...
See Full GuideWhen a medical condition forces you to stop working, filing a long term disability (LTD) claim may feel overwhelming. Whether your policy is governed by ERISA or is a private, non ERISA disability pol...
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