How do I prove the funds in my bank account are not eligible for garnishment?

Unfortunately I think the fact that you co-mingle funds in a bank account with your husband is a problem. More on that later. First, you should...

I'm being sued for a debt to a family member, they are also suing my spouse. I would like to know how to remove spouse from suit

Your spouse will only have a legal obligation on this debt if he (or she) guaranteed the debt, somehow signed an application, or signed promissory...

Citimortgage "modified" my mortgage in 2012 but since 2006 says that I do not have a "mortgage" because of a Personal Bankruptcy

Lot's going on in your question. #1. If you had a mortgage in 2006 it WAS "part of" your bankruptcy. A bankruptcy petition requires you...

What is worse for a person's credit, a bankruptcy or judgement ?

If I were you I would run, not walk, but run into a qualified bankruptcy attorneys office. Do not make any decisions about short sales or debt...

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Will a generic state form bill of sale work in bankruptcy?

The bill of sale should be sufficient for the trustee. Best practices would have been to get it notarized. In addition to the bill of sale I...

Creditor allegedly reports a fraudulent & false collection account.What is my recourse?

Sounds like a complete mess, but you must proceed carefully so your situation does not get worse. First and foremost you must proceed carefully...

How long do you have to wait to file chapter 7 bankruptcy after filling in 2006?

For chapter 7 to another Chapter 7 the general rule is eight (8) years from filing date to filing date. Therefore you will be eligible for another...

Am I liable for a judgement?

Bill - You never want to have a judgement floating around out there if you can avoid it. First thing I would invest in is a judgement and lien...

I filed Chapter 13 Bankruptcy and my husband did not. We are both on the note and mortgage - the house is behind -

the other three attorneys are correct...something doesn't seem right and you need to learn your rights. Things to consider: 1) if there is a...

There are two distinct "sections" of the bankruptcy petition that determine whether you have disposable income - - the budget and form B-22...