Archived
Can a collection agency add penalty or interest charges to an old credit card account that has been charged off?
Michael's answer
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Answered on April 13, 2014
When you say it was "charged off", what does it mean ? Was it discharged via bankruptcy proceedings or the creditor had advised you that it was not...
Archived
What should I do after the car accident ?
Michael's answer
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Answered on April 13, 2014
Judging by your facts you presented, you will be at least partially responsible for the accident. Inform your insurance carrier, file form MV104...
Archived
Refiling Chapter 7 Bankruptcy after dismissal
Michael's answer
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Answered on April 12, 2014
Unless the court order specifically bars you from re-filing your case, you can go ahead and re-file. Make sure that your credit counseling has not...
Archived
I filed for bankruptcy and my credit report states that a student loan was discharged with it. My wages are being garnished.
Michael's answer
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Answered on March 14, 2014
You must file the so-called "adversary proceeding" (a form of a law suit) and prove that the student loan causes an undue hardship. If that was not...
Archived
CAR ACCIDENT NO FAULT DR APPOINTMENT
Michael's answer
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Answered on March 05, 2014
If this is a 1st IME, your atty will not no issues postponing it, especially given the fact that you will be post-srgy. I routinely do it.
Archived
Accident and no fault and disability
Michael's answer
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Answered on February 13, 2014
You should contact your attorney. Also, since you are represented, we may not provide you with a legal advice.
Archived
Can I keep property if owner claimed Chapter 7?
Michael's answer
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Answered on February 13, 2014
Normally, you may not hold the property "hostage", you need to file a lien against the debtor.
Archived
Just looking for honest opinions dealing with a pass accident ? Just curious I assume I can change my lawyer in a case ??
Michael's answer
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Answered on February 07, 2014
In NY, you need to establish a "serious injury" in order to be entitled to the compensation. There are many categories of serious injury. One of...
The parking lot where I work was not salted properly and there was black ice in many places. I slipped and broke my wrist.
Michael's answer
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Answered on February 07, 2014
The short answer is yes, if the fault for the ice/defect stays with the 3rd party. Do you know who is responsible for the snow removal ? The school...
Archived
Can i keep my house if i do bankrupcy
Michael's answer
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Answered on February 05, 2014
You can keep your house if you continue paying the loan/reaffirm the debt. Also, your attorney needs to see if the property can be shielded by the...
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