You absolutely should not call them (anything you say during the call can and will be used against you), nor agree to accept service by mail. You...

You can initiate the FCRA reinvestigation process and/or work out an agreement with the finance company to pay off any balance in exchange for a...

No, you should not speak with them. Moreover you should IMMEDIATELY (right now) report this as an unauthorized charge to your bank and credit card...

You need to follow the legal reinvestigation FCRA procedures to lay the foundation which would require the CRA to delete the tradeline, regardless...

You need to determine whether you have a basis to vacate the default and interpose a defense to the claim. Contact an attorney.

You should report them to the police, obtain a police report, and prepare and file an FTC identity theft/fraud affidavit to protect yourself in...

It looks like you not only have a claim for civil fraud against the landlord, but that you can refer him to the police or district attorney for...

You will need analyze the terms of service that cover this situation (assuming you were not the victim of a sophisticated fraud). Then you will...

Realistically you are going to have to hire an attorney to get to the bottom of what’s going on, possibly filing a lawsuit if there is no movement.

The main issue is likely to be whether there has been a ‘material breach’ of the contract that has deprived you of the benefits promised, entitling...