It’s true that a judgment creditor cannot garnish your disability checks. However, if you allow a balance to grow in your bank account, even if...

Sometimes judgments can be vacated for lack of personal jurisdiction. In your case, utilizing the exemption rights in article 52 of the CPLR may...

Was the case dismissed? If the default judgment was just vacated and the case remains active, you can add SOL as an affirmative defense, but the...

The law governing consumer credit lawsuits vary by state. In New York there are significant legal protections for debtors both as to legal process...

First of all, do not panic. How did you receive this alert? Do not give your information to any party claiming to be “informing” you of a data...

It’s possible that you may be able to apply to a court to reform your contract on the basis of unconscionable terms, in that you essentially...

Are you sure it’s the credit card company and not a collection agency? In any case, a well drafted cease and desist, invoking your rights under the...

If the card holder has sufficient evidence to prove that a contract existed with the authorized user obligating them to indemnify the card holder...

There are contradictory case precedents on what circumstances may make the pandemic a force majeure, or potentially allow rescission or reformation...

In theory you can draft a summons and complaint, buy an index number from the court clerk, have the S&C served on the debtor by a non-party...