If a business cashes a check I send them with the memo line "full and final payment" have I settled a disputed debt?

It is very unlikely that your telecom company will accept the payment as a full settlement on the account, regardless of what you wrote. It is not...

How do I get my money back from a company who took it and didn't pay the bills it was supposed to for me?

Since you said you are in a "Debt Management Program" (DMP), I presume you are dealing with a credit counseling agency, not a debt settlement...

Would it hurt our credit rating if we sign an unsecured note on a house that we are selling.

The FICO credit score formula is not publicly known, and many variables come into play, so it is impossible to determine the exact impact of a new...

Yes, payday loans will be subject to statute of limitations, however I cannot determine whether your alleged loan is time-barred at this time. My...

To establish whether you may have a case, you need to consult with an attorney in your state that deals with malpractice issues. The information...

I bought a car from J.D By rider and I made payments late sometimes. Do they have the right to check my credit causing inquiries

Creditors have a permissible purpose to check credit for periodic account review. It would make sense that late payments could trigger a creditor...

If I discover missing payments from a debt. What can be done if the debtor refuse to give credit toward the debt balance.

Review your matter with a consumer attorney. The FDCPA prohibits the collection of a consumer debt for an amount not owed.

American Express is requiring me to pay a much large amount than previously agreed.

There is not much you can do. If you have another credit card with available balance, you may be able to transfer the $3200 at a low promotional...

How to get rid of my delinquent credit card account?

It depends at what stage of litigation you entered into your payment agreement. Since you were sued and did not submit an answer, we do not know...

Hello. I am looking to vacate a Judgment against me after paying off and receiving a satisfaction and release from creditor.

As part of a settlement, sometimes a creditor will stipulate to vacate the judgment. This would happen upon receipt of the full settlement (the...