How do I go about correcting my rental history report if there is a wrongly report eviction?

Did the court make the assurance in writing? Are you sure you didn't consent to an eviction order? You need to consult with an in-state...

Chase entered a charge off on home mortgage in June 2012, but we have never been late or delinquent with payments.

Under the Fair Credit Reporting Act, in general, to be entitled to damages, you would first have to dispute the information to put the bureaus on...

Is it illegal to run a persons credit and do a background check without authorization?

Under the Fair Credit Reporting Act, your credit report cannot be pulled without authorization or a permissible purposes. You can try to dispute...

If a business cashes a check I send them with the memo line "full and final payment" have I settled a disputed debt?

It is very unlikely that your telecom company will accept the payment as a full settlement on the account, regardless of what you wrote. It is not...

How do I get my money back from a company who took it and didn't pay the bills it was supposed to for me?

Since you said you are in a "Debt Management Program" (DMP), I presume you are dealing with a credit counseling agency, not a debt settlement...

Would it hurt our credit rating if we sign an unsecured note on a house that we are selling.

The FICO credit score formula is not publicly known, and many variables come into play, so it is impossible to determine the exact impact of a new...

Yes, payday loans will be subject to statute of limitations, however I cannot determine whether your alleged loan is time-barred at this time. My...

To establish whether you may have a case, you need to consult with an attorney in your state that deals with malpractice issues. The information...

I bought a car from J.D By rider and I made payments late sometimes. Do they have the right to check my credit causing inquiries

Creditors have a permissible purpose to check credit for periodic account review. It would make sense that late payments could trigger a creditor...

If I discover missing payments from a debt. What can be done if the debtor refuse to give credit toward the debt balance.

Review your matter with a consumer attorney. The FDCPA prohibits the collection of a consumer debt for an amount not owed.