How do I remove "charged off" debt and change the status of a credit account from my credit report?
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Answered on January 02, 2014
If you feel that your report improperly reflects the status of the two mortgages, you can submit a a written dispute letter to the bureau reporting...
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Does This Constitute Credit Card Fraud? Or shady business dealings or both?
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Answered on January 02, 2014
Call the company and cancel your subscription. Call your bank and stop the payment authorizations. If you paid by credit card, call them and...
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If there is a judgement already in place for a debt, does the creditor have the option to stop the judgement?
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Answered on December 31, 2013
The holder of the judgment may consent to vacate the judgment as against any or all the defendants. The cancelling of a POA would not effect the...
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A company garnish my wages is it ok they did not take it to court And send paperwork to my job?
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Answered on December 31, 2013
No, a private company cannot garnish your wages without first suing you in court and obtaining a judgment. You may have been sued and have a...
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How I can go about filing bankruptcy I have little or no money for an attorney
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Answered on December 31, 2013
A little bit of money may be enough! Legal fees associated with bankruptcy are relatively low, especially in a case where there is low income, no...
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Hi. If I'm an authorized user of a credit card, can I ask for the statement to be sent to me as well?
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Answered on December 31, 2013
Your card issuer would be in the best position to answer this question. In my experience, most creditors will not issue a statement to an...
Unpaid medical bill as a tourist, and future credit score in case of immigration to the USA?
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Answered on December 31, 2013
To my knowledge, the same credit bureaus operate in the US and Canada. Credit report information is not necessarily specific to your Social...
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I received a letter from U.S. Department of Justice on a debit settlement co.
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Answered on December 31, 2013
You should consult with a bankruptcy attorney to determine whether you would be eligible to discharge your debt. During that consultation, the...
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Can I keep my car if I file bankruptcy?
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Answered on December 30, 2013
They can take your car if you surrender the vehicle, fail to reaffirm, or stop making payments. Your bankruptcy attorney will advise you on your...
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What will most likely happen
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Answered on December 30, 2013
I concur with Mr. Phillip Goff. It will be hard to show any intent or knowledge that you knew it was counterfeit.