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If a debt collector asserts they have no legal right to collect payment on a debt, do they waive their rights?
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Answered on February 20, 2014
Liens on real property usually survive bankruptcy discharge, unless specifically avoided. You should try to make a settlement to satisfy the lien....
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Can I sue a collection company for a false claims or hold them to their payoff offer?
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Answered on February 18, 2014
You might have a claim, if you were actually dealing with debt collectors. If you were dealing with a fraudulent company that did not have any...
Archived
How do I collect on a default judgment after I have already started garnishment from 2010?
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Answered on February 18, 2014
Hire a debt collector that knows how to conduct due diligence to discover assets and income that may be executed for judgment collection.
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Received a call from collection agent. about a credit card bill from 12 to 15 years ago for 2000 was 200 but increased
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Answered on February 18, 2014
Your question requires more information. Were you sued? If a judgment was entered against you, there is a possibility of garnishment or bank...
Archived
I've a judgment on CC debt in L.A., live in NJ. I was mailed papers stating the creditor wants banking documents from bank.
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Answered on February 18, 2014
Most bankruptcy attorneys offer a free consultation. The attorney can advise you as to exactly which debts are dischargeable and whether bankruptcy...
Archived
Why would a judgment against me show up on my credit report over a year and a half after the fact?
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Answered on February 17, 2014
See if you have a copy of the documents that you signed. You may have signed a Confession of Judgment as part of your repayment. The appearance of...
NSF on a car payment was paid before the 30 day mark. My credit report says I have a 30 day late. Is this legal?
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Answered on January 10, 2014
Both of your attempted payments were late. Even if the first payment cleared, you would have still been late. Anyway It is not considered a payment...
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A law suit judgement is being brought against me by capital one how can I negotiate a settlement or payments arrangement .
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Answered on January 10, 2014
Hire a debt settlement attorney, or a bankruptcy attorney. If you want to do it yourself, the negotiation will be similar to any other negotiation....
Should I send debt collection attorney a verification letter or just call to make arrangements.
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Answered on January 10, 2014
Your question is great. By requesting validation, it will force the firm to substantiate the balance. They will not be able to continue collections...
Archived
Can I sue my bankruptcy attorney?
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Answered on January 10, 2014
Suing your attorney will not help you resolve your debts. In NY, there is arbitration in the event of a fee dispute with an attorney. It is not a...