Do I owe on a medical bill I’ve never seen, was not sent to my insurance and now has gone into collections?
Simon's answer
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Answered on March 09, 2018
You should certainly consult with a local consumer lawyer. If the current creditor does not have proof that this debt was actually incurred by you...
Archived
Can my former employer sue me and garnish my wages when I am willing to make payment arrangements?
Simon's answer
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Answered on March 09, 2018
You're willingness to make payment arrangements would not preclude a lawsuit. You'd need to enter into an arrangement that is acceptable to the...
Archived
Judgement in my bankruptcy
Simon's answer
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Answered on March 09, 2018
Check schedule F to see if this debt is listed. If you do not have your papers, you may be able to access your file through pacer.org. Good luck!
Archived
I am being harassed and put in collection for an account that is closed from Verizon can I sue?
Simon's answer
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Answered on March 09, 2018
As Attorney Bayer mentioned, sending proof to the verizon should get the problem resolved. Billing issues do occasionally occur. However, if a 3rd...
Archived
How do I respond to a packet from a collection firm showing proof of debt?
Simon's answer
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Answered on March 08, 2018
You can respond however you'd like. But before you do so, ask yourself, why are you responding? Did they ask for a response? Do you have the...
Archived
Well I had my first court date already and I can't afford a lawyer haven't got one yet can they postpone it for another day
Simon's answer
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Answered on March 08, 2018
Many judges will grant a request for an adjournment to allow time for a defendant to retain counsel. Depending on the judge, multiple adjournments...
How do I get a company to stop their collection efforts after my Chapter 7 bankruptcy discharge?
Simon's answer
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Answered on March 05, 2018
If the collectors are aware of your bankruptcy and still persist with their collection attempts, they might be violating your rights under the...
Archived
How to settle a debt with a university that is over 7 years old?
Simon's answer
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Answered on March 05, 2018
The statute of limitations applied to the amount of time a creditor can bring a lawsuit against you. If this date has elapsed, it does not make the...
What is the process for returning a car you are purchasing and can no longer afford?
Simon's answer
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Answered on March 05, 2018
You could call your lender and tell them that you want to surrender the vehicle in a voluntary repossession. You'd then make arrangements to return...
Archived
Is there a way to be removed as a cosigner on private student loan through Wells Fargo?
Simon's answer
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Answered on March 05, 2018
If the account is in default, your father can ask Wells Fargo whether they would accept a certain amount of money in exchange for releasing him...