Can a creditor report a charge off on my credit report, if I paid the full balance through a judgment?

Most likely, the account was charged-off prior to entry of the judgment. Satisfying the judgment doesn't change the fact that the underlying...

How soon can I get a 1099-C on debt settled?

An accountant familiar with your overall financial situation would be in the best position to help you understand your potential tax liabilities...

Collection item settled with collection agency, letter received. Original creditor does not approve amount settled.

By settling for less than the full balance, the creditor agrees not to pursue the remaining balance. However, unless the settlement letter states...

What can I do to correct an inaccurately reported private student loan debt that is past the SOL?

SOL doesn't have much to do with credit reporting. The Statute of Limitations is the time frame within which a plaintiff can timely bring a...

If you demanded validation within 30-day of receiving the collection letter, and the creditor sued you without responding to your letter, they may...

If the payments were declined, then it sounds like you're pretty much in the same position that you were in prior to entering into the payment...

There is nothing unusual about someone trying to collect through traditional methods instead of going straight to litigation. The collection...

How can I discharge a student loan because of a fraudulent school that abused the fasfa forms and myself

Sorry to hear about your situation. I don't think there is an easy fix, but with enough effort, you may be able to get this resolved. Your best bet...

What happens when i am paying one credit card suit and another one sues?

Generally, each lawsuit is distinct. The settlement on your first account wouldn't change your rights, or the creditor's rights, with respect to...

TransUnion took 4 months to ANWER a disput I submitted and they did nothing ?

Transunion might not be reporting falsely. For example, if the loan was satisfied post charge-off, then you might own the car free and clear, but...