I received an attorney advertising letter stating it has come to their attention that there's a lawsuit filed, what do I do?
Simon's answer
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Answered on July 12, 2018
If you demanded validation within 30-day of receiving the collection letter, and the creditor sued you without responding to your letter, they may...
How can I get my student loan out of collections?
Simon's answer
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Answered on July 05, 2018
If the payments were declined, then it sounds like you're pretty much in the same position that you were in prior to entering into the payment...
I never received due notice, how is it legal I'm getting collection calls?
Simon's answer
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Answered on July 05, 2018
There is nothing unusual about someone trying to collect through traditional methods instead of going straight to litigation. The collection...
Archived
How can I discharge a student loan because of a fraudulent school that abused the fasfa forms and myself
Simon's answer
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Answered on July 05, 2018
Sorry to hear about your situation. I don't think there is an easy fix, but with enough effort, you may be able to get this resolved. Your best bet...
Archived
What happens when i am paying one credit card suit and another one sues?
Simon's answer
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Answered on July 05, 2018
Generally, each lawsuit is distinct. The settlement on your first account wouldn't change your rights, or the creditor's rights, with respect to...
Archived
TransUnion took 4 months to ANWER a disput I submitted and they did nothing ?
Simon's answer
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Answered on July 03, 2018
Transunion might not be reporting falsely. For example, if the loan was satisfied post charge-off, then you might own the car free and clear, but...
Archived
How can I tell if my private student loan is now time-barred?
Simon's answer
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Answered on July 03, 2018
If you respond to their collection letter within 30-days to say that you dispute the debt and demand validation, they may send you account history...
Archived
I sold a Ford Explorer 1998 with 209 thousand miles on it it's been working fine for us I sold it yesterday?
Simon's answer
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Answered on July 03, 2018
See what happens. Right now he's just making threats. If he doesn't sue you, then there's not much for you to do. If he does sue you, then you can...
Archived
How can I get a ip address for fraud credit card use against me
Simon's answer
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Answered on July 03, 2018
If you're a victim of credit card fraud, immediately notify the creditor and file a police report. Then visit identitytheft.gov to figure out your...
Can I sue Navient for my student loans being temporarily lost?
Simon's answer
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Answered on July 03, 2018
It sounds like your probably dealing with a federal loan. Contact the federal student aid ombudsman group at 1-877-557-2575. They might be able to...