Archived
Why is it I paid my Federal student loan from Dept of education off already but now IRS is taking $2400 from me again?
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Answered on February 25, 2020
The tax offset might be a mistake, or, it may be in reference to another federal loan that remains outstanding. Login to your account at...
Archived
My LLC received about $15K in chargebacks from one credit card fraud customer, am I (Owner) liable for the debt?
Simon's answer
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Answered on February 25, 2020
It is likely that a personal guarantee was signed when applying for the business' merchant account. The personal guarantor may be held liable for a...
Archived
Can I sue for continued adverse credit reporting?
Simon's answer
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Answered on February 25, 2020
If the creditor reports inaccurate information and refuses to correct it following a dispute with the credit bureaus, you may have an action under...
Archived
If I change my first and last name will I still have my old credit score?
Simon's answer
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Answered on February 25, 2020
Think twice before changing your name for the purpose of avoiding a debt. It may be considered fraud and can carry consequences. As the previous...
Archived
Wage Garnishment?
Simon's answer
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Answered on February 19, 2020
He should consult with a bankruptcy attorney in Maryland. Many lawyers will offer free consultations and can help determine whether bankruptcy is a...
I need a lawyer to sue Experian, Equifax, and Transunion for violating the Fair Credit Reporting Act. They falsely report.
Simon's answer
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Answered on February 19, 2020
In order to establish a FCRA claim, you must first give notice to the bureaus so that they have an opportunity to investigate and correct the...
I received an email from a lawyer from Cashnetusa that wanted me give my bank info and $350 to stop a warrant.
Simon's answer
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Answered on February 18, 2020
It is very likely a scam. You probably don't owe a debt to that creditor. They are "fishing" for vulnerable people that react to their threatening...
Archived
How can I remove negative items from credit
Simon's answer
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Answered on February 13, 2020
Yes. If the information on your credit report is false, it may be corrected reasonably quickly, sometimes within a few weeks. However, if you have...
Archived
Can you sue a company for a fraud check?
Simon's answer
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Answered on February 13, 2020
Yes, you can sue someone for paying you with a fraudulent check. If a crime was committed, you can report it to the police. Good luck!
Archived
What do we need to do and how do we do it?
Simon's answer
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Answered on February 05, 2020
If you pay the amount that they bill you, then they'll presumably have no reason to sue you. However, keep in mind that when they auction the car,...