Yes, you can be sued. If you believe the debt is time-barred due to being past the pertinent statute of limitations you can assert that as a...

Yes, if the facts are as your described, the new collection agency and the prior collection law firm may be liable for breach of the settlement...

A judgment is not required to report charged off accounts to the credit bureaus. However, if TD Bank is falsely reporting that you owe a balance,...

Your concerns are understandable, but this does not appear to be illegal. Banks have broad discretion in adjusting credit limits as they deem fit,...

That is a scam email, do not respond, mark it as spam. If you respond, they may target you with greater frequency. Stay cautious!

In order for any attorney to opine as to whether the document is legitimate would require a review of the documentation and some research. With...

I can only speculate that the reason that it's difficult to find an attorney to represent you (on a contingency basis) is because your expectations...

Yes, you can sue, but the costs of litigation are likely to far exceed your stated damages. Furthermore, if the terms of service require mandatory...

Sorry to hear about the issues you're experiencing. You had your day in court, and the judge ruled against you. If you feel it's worth your while,...

The entire arrangement sounds off. If I recall correctly, the Credit Repair Organizations Act (CROA) generally prohibits of charging fees before...

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