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My husband and I did a bankruptcy 2 yrs ago. I own a house that I am letting go to foreclosure. We never reaffirmed the debt.
Raymond's answer
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Answered on August 11, 2014
As my colleagues correctly state, the underlying debt has been discharged in the bankruptcy. Your lenders only recourse is against the property...
Archived
Do I have recourse for wrongful foreclosure?
Raymond's answer
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Answered on August 11, 2014
Mr. Matthews advice here is on point- it is worth evaluating your actual damages here are, and what remedy would be available, as it may simply...
Archived
I am facing foreclosure or trying to call the mortgage comp. about a short sale, I have pmi insurance. I don’t know which to try
Raymond's answer
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Answered on August 11, 2014
I would advise you to discuss your options with a local foreclosure defense attorney. In order to give more specific counsel regarding which loss...
Archived
Foreclosure is set for 9/2/14 on my underwater home. I am in Cobb County, GA. How can I stall pro se only to buy a little time?
Raymond's answer
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Answered on August 11, 2014
Depending on your financial situation, a bankruptcy might be appropriate for you. This would certainly postpone the sale of the home and give you...
Archived
Can my lender seek a deficiency judgment after a short sale or foreclosure in NJ?
Raymond's answer
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Answered on August 11, 2014
I agree with Mr. Popovich- the benefit of a short sale is that it provides the borrower with an opportunity to negotiate a release from liability...
Archived
Statue of limitation wrongful forclosure
Raymond's answer
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Answered on August 11, 2014
If the action is presently moving forward against you, I would recommend you contact an attorney as soon as possible, as you may be waiving the...
Archived
The house I am in went into forcloser and I been trying to find out if it was sold and all I get is ask the owner well he won't
Raymond's answer
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Answered on August 11, 2014
It is difficult to tell you how long you have to remain in the property without significantly more information; Do you have a rental agreement or...
Archived
The house I am in went into forcloser and I been trying to find out if it was sold and all I get is ask the owner well he won't
Raymond's answer
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Answered on August 11, 2014
It is difficult to tell you how long you have to remain in the property without significantly more information; Do you have a rental agreement or...
Does a dismissed foreclosure mean I have a clear title (I have no other liens)?
Raymond's answer
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Answered on August 10, 2014
The dismissal of your foreclosure does not remove the lien from your property. If the action was dismissed without prejudice, the bank will likely...
Archived
“The foreclosure judgment states my home will be sold on August 21. (120 days) from agreement) When will I have to leave?
Raymond's answer
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Answered on August 07, 2014
I concur with my colleague- you should consult with a reputable Bankruptcy attorney to discuss the possibility of putting off the sale for a few...