Archived
Me and my girl friend have a joint checking and savings accounts.
I am on short term disability can a doubt collector freeze it
Robert's answer
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Answered on January 29, 2014
Your account cannot be frozen until someone has a judgment against you. After that, they can freeze your account and the burden falls on you to go...
Archived
If I have a debt that's 11 years old & I have a judgement. What should I do?
Robert's answer
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Answered on January 29, 2014
The judgment is good for 10 years and is renewable to 20. Judgments are easily vacated if you can show (1) a reasonable excuse for your default...
Received a summons with my name on the envelope but its for someone else???
Robert's answer
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Answered on January 28, 2014
Sound like someone stuffed the wrong envelop. You should call the court and sort it out. If they have your name, you should also expect that there...
Archived
If checks of partial payment are cashed, does that forfeit the right to protest that they weren't for full amount due?
Robert's answer
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Answered on January 28, 2014
It doesn't necessarily mean that. However, it could be evidence of a pattern of facts.
Archived
I was served a summons for credit card debt on January 24, 2014 , the summons is dated January 16, 2014. What should I do?
Robert's answer
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Answered on January 28, 2014
Firstly, you should NOT ignore the summons, things will only get worse. Secondly, you can call them to settle but be aware, whatever settlement you...
Archived
Can a defaulted car loan now in collections, take my tax return, In NY state
Robert's answer
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Answered on January 27, 2014
The second it hits your bank account it may be free game. The debt collector will pursue any non-exempt assets. Was the judgment won on default? If...
Archived
If a California debt collector doesn't have a DCA license and I am an NYC resident, how do I protest collection activity?
Robert's answer
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Answered on January 27, 2014
Did the debt collector do anything to collect that debt other than reporting (ie letters, phone calls, sue you)??? You should speak with an...
How much does it cost to expunge my negative parts of my credit report?
Robert's answer
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Answered on January 27, 2014
You can't expunge but you can and should correct errors. Send whatever disputes you have to the credit reporting agency and the creditor that...
Archived
How can a debt collector tell me they're no longer handling the case right before going to trial? What can I expect or do now?
Robert's answer
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Answered on January 27, 2014
While it is not uncommon for lawyers to switch in midstream, it doesn't happen as often with debt collection cases because of how debt collection...
I have judgement against me from Pressler and Pressler debt collector..what do i do from here?
Robert's answer
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Answered on January 22, 2014
If there truly is a warrant it is likely for failing to answer an information subpoena. Call an attorney. If this is the first you heard of a...
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