Being judgment proof is not a defense, it is simply an incentive for the debt collector to leave you alone. However, even if you are judgment...

Is saying they had judgement against me when they didn't a violation of the FDCP laws for deceptive collection practices.

It is a violation of the FDCPA to misstate "the character, amount, or legal status of any debt". Consult with an experienced consumer lawyer...

I am being harassed by AT&T customer care regarding a phone that I recently bought from them ,what should I do?

Review the AT&T dispute mechanism procedures and file a dispute.

Can he really take me to court or cause me illegal problems? Is him threatening to take me to court considered a threat!!?

Read the eBay terms of service and eBay dispute resolution procedures. You both agreed to those terms when you made the transactions through eBay.

Is there a statute of limitations after 11 years

Wage garnishments, (10% of wages) can only happen where a judgment has been awarded to the creditor. It all too often happens that the first time...

Can I ask a housing court for damages, under FDCPA and NYC consumer protection laws, against abusive debt collection practices?

You should consult with a consumer lawyer. The FDCPA is a "fee shifting" statute – meaning that the obligation to pay the consumer's attorneys’...

What are my options in this case,do i have a reason to feel i could be arrested at some point?

Judgment creditors are entitled to levy upon the funds held in a bank account in order to satisfy a judgment. However, I have never heard of...

Do I have a case?

Perhaps, you need to examine closely the terms of service agreement. Pay close attention to whether an "arbitration" provision is included. If so,...

Can a debt collector sue me for debt which is not legally mine?

If you have no liability on the account and they try to collect it from you it may be a violation of the Fair Debt Collection Practices Act. You...

Is it legal to be garnished against an outsourced check paying entity, rather than directly by the shows that I have worked on?

Federal loans (as compared to private loans) have powerful collection tools that allow the government to collect without having to go to court and...