I have just been contacted by a creditor regarding old debt that has recently been removed, do i have to dispute it?

The statute of limitations runs from the date of default. That date is usually whenever your last payment was made. However, you also need to...

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I have paid tuition for two children in college with parent plus loans.I would like ex to pay half.

You cannot compel the lender to require contribution from your ex-husband. They will gladly accept payment from him but in order to compel the...

Consumer credit transaction?

You are being sued for a debt. The law allows the debt collector to serve you with copies of the lawsuit by "nail and mail" service after 3 failed...

What is statute of limitations on credit card debt in NYC. Just got a call on a loan dated 2006. First time they contacted me

New York applies what is called a "borrowing statute" pursuant to which the court will borrow the statute of limitations from the state where the...

Can a Coborrower sue other borrower in New York state?

What you are talking about is recovering a "deficiency balance" - the difference between what was owed on the car and what was recovered when the...

What is the procedure to resolve this issue?

Was the ultimate goal of the arrangement that when the car was paid off it would belong to you of the former employer? If it was going to belong to...

I was a signatory on a lease for 1 year with my boyfriend. I moved out and didn't sign the renewal. Am I response for debt?

You should speak with an attorney familiar with the Fair Credit Reporting Act (FCRA). The credit report dispute mechanism is complicated....

If you are sued and a judgment is entered against you, the homestead exemption will protect some equity in your home. However, the exemption is...

I have a lein that was issued in 2005 against me. It is not showing on my credit report.

Your credit report does not have the final say on whether or not you have a judgment or whether or not you owe a debt. Judgment appear in the...

Time limit to file complaint for violation of Fair Debt Collection Practices Act

It is very often the case that a consumer, with good reasons, thinks that a debt collector violated the FDCPA when in fact the debt collector did...