I was I'm a fine dining Steakhouse and was referred to a "the black people"

Not to be insensitive, but if I was disparaged I would have gone elsewhere.

I was in an accident and am recieving lost wages, but the insurance company is always late sending it out to me

Yes there is. Look at NYS No-fault regulations. Essentially, every 30 days, timely (7 days), upon receipt of proper verification. Your remedy is a...

Cases do have ranges, but every case is unique. The insurance companies consider things that even many lawyers have not thought of.

Should an attorney complete form mv104 with me? What happens after I mail in mv104?

Yes. Nothing happens once filed as you've complied with the statute.

It is possible. What does the prosecutor tell you? Definitely not a slip and fall. You may have a civil remedy. Good luck.

I need to put mg self on calendar before I have to turn my self in

Please speak with your attorney. Good luck.

I was rear ended by a motorist but they are suing me for bodily injury.

Turn this over to your insurance company asap.

My insurance company refuses to cover an accident I was in (my fault) with a loaner car from a dealership. What should I do?

Sorry, but you probably need to retain an attorney. Precisely why no one should speak with any insurance company before speaking with an attorney....

My husband's daughter got into a car accident, where we are being told that the injured party may be exceeding the max payout

Let the insurance companies (including yours) handle this. You have the right to retain an attorney to oversee proceedings; although usually not...

How much am I responsible for as the owner of a car involved in a car-pedestrian accident?

Best to let your insurance company handle. You do have the right to retain your own attorney to oversee; but, usually not necessary.