What can I do when bad road conditions caused my vehicle to be a total loss, no injuries or accident ?

Claim submitted and paid by your insurance company; correct?

How would I calulate settlement or what will claim adjuster offer?

There is no formula. Insurance carriers do have programs/algorithms, but it is not determinative. No quality attorney does this. Good luck.

Someone hit me there's no police report but he admitted he did it and I have proof is this enough to prove my case

Standing alone, it probably is not. Depending upon the amount of money in issue small claims court may be your best option.

Is liability discussed or is it an issue at mediation for a personal injury lawsuit?

Every possibility exists, however at mediation usually evey issue is concerned (and scrutinized). Let your attorney counsel you.

What kind of compensation should I be eligible for??

Disability; perhaps? A lawsuit against your ex; although that may be economically wise. Goodl uck.

Are there any laws protecting me from not getting fired for failure to disclose medical information ?

This is not a medical malpractice question, it is an employment law question. Not disclosing information may support a decision to terminate...

How can i chance a Police report that says that im guilty of the accident but it wasnt my fault6

Being responsible for a crash is not determined by having one's license with them. As stated, you can request an addendum/change; but you will...

What is my liability is married son gives his wife permission to drive his car & she wrecks it.

Read the policy. If your son's vehicle is on your policy then you remain responsible. The best solution is usually the easiest. Have proper...

Two potential cases - medical negligence and products liability - both very difficult; even more so in TX. Speak with local/qualified counsel...

Will my husband be liable if a civil suit is filed against me?

Be sure to timely notify your insurance company.