My dog supposedly bit someone and the victim wants to settle outside of court. They would like 4000 for pain and suffering.

Invest a few dollars in a qualified personal injury attorney. No homeowner's insurance?

I was at fault in a car accident but the other person did not have a drivers licence. Can he be held responsible?

Having or not having a driver's license is not the cause of the collision. Experience or lack of can be a cause of an incident.

How old are you? Where was it done? What do you mean by "messed"up? When do you find out? Why are you making inquiry now?

Should i get a lawyer?

Yes.

What should i settle for?

Congratulations and hope your baby is well. Progressive is one of the worst abusers of "fair claims practices" in the industry. I'm time pressed,...

The insurance company will not settle and want a trial. Do they think they will win or do they just want a judge to decide?

There may be several reasons; including those you've mentioned. Assumedly, your lawyer has informed you. Sorry that they are giving you a hard time.

I was involved in a car accident. The other car had no insurance. I was in the hospital for 3 days and cannot return to work.

You likely have a provision in your policy that covers situations such as this. A claim needs to be timely filed. Best advise I can give is for...

Do I need an attorney?

Contact your insurance company asap; and/or contact an attorney asap. If you do not have insurance, contact an attorney asap.

Why I'm not getting pain and suffering

Sounds very painful to me...

Where do i get my big settlement from my insurance or from the cars that hit me ????

Your big settlement would come from the company(s) you settled with. Your big settlement is probably substantially less than you would have...