My insurance is saying even though the other person didn't have a drivers license and it wasn't his car, that I'm liable

Your mixing a violation with a cause. What caused the crash appears to be your action and not the violation of failing to have a license.

Should I get a lawyer?

Since, fortunately, no one is injured there is no suit for personal injury. If you have collision insurance it will likely be easier to go that...

My daughter was attacked by her best girl friend's dog. Her face was ripped off and would need a plastic surgeon. Can I sue?

Yes. Contact local and qualified counsel today. Don't delay. I hope your daughter does well. Good luck.

Have you consulted with qualified personal injury attorneys? If not, search Avvo and/or justice.org, ask those you trust and respect for...

I am being sued by a 1099 individual for medical expenses for falling and breaking her leg. She received 5000 from homeowner

The 5k received was likely "med-pay". Why don't you simply turn this over to your insurance company? That's why you pay a premium.

Either you settled your case or you did not; your post is not clear.

I was in a car accident, other driver claims full responsibility, my car was totaled, I'm injured. Do I still need lawyer?

You need an attorney before you speak with your adversary (the insurance company). Contact local and qualified counsel. You were wise to ask, now...

How can I settle this without wage garnishments

You should strongly consider hiring an attorney. I'd hate to hear that a bad situation became even worse.

A friend of mine fall from scalffold at work and broke his ankle and bottom of foot , how much compasensation can claim

"A friend" can claim anything he/she wants. If the friend wants to obtain maximum compensation then retain local and qualified counsel. Candidly,...

I made a car accident, rear end collision, back in 2010 and my insurance company paid to my policy limit

You need to retain an attorney to help you resolve this situation.