If my credit cards are paid off, do I need to report them in the bankruptcy

These credit card companies are not creditors, so they would not need to be listed on your petition. Just keep in mind that many companies will...

Can I sell my house while going through bankruptcy and not use the proceeds to pay for debt in my name that is to be discharged

As a preliminary matter, you may not sell the property without obtaining an order from the court allowing you to do so. If the home is underwater,...

We are filing a joint chapter 7. Car is in my name. Can I double the exemption because it's a joint petition. It's worth 6,000

You cannot double up on the vehicle exemption unless it is titled in joint names. You can take the vehicle exemption of about $3700. You may also...

We were invited to use a friend's building for, work.dwelling. Now given 21 days to vacate, turns out no CO all along. Rights?

A tenant does need to leave until a judge has signed a warrant directing that the tenant vacate. It doesn't even sound like you have been to court...

I owe credit cards and paid as long as I could had to take early retirement due to medical reason my income is social security

There is an attorney for just about every budget. Most will even offer a free consultation. You may be able to file for bankruptcy depending on...

Whether or not you hire an attorney, it is almost always a good idea to enter a plea of not guilty. From there, you can appear in court to...

Can I file for bankruptcy still?

You cannot be prevented from filing for bankruptcy. If you wish to remain in the premises, continue to pay the rent in a timely manner and mark...

Can my landlord charge me or threaten to evict me due to plumbing issues?

Since you have a lease, the lease will govern what your responsibilities are while you are in possession of the premises. Read it carefully. If...

Since you have a lease, the lease will govern what your responsibilities are while you are in possession of the premises. Read it carefully. If...

Will I get to keep my home if I file Chapter 7 in Iowa. I have a lot of equity but am current in payments.

It depends what you mean by a lot of equity. You must first determine how much of an exemption you might be able to claim on your home. If your...