We are 3 months behind on our mortgage. If we are foreclosed on our house do I need to claim bankruptcy?

It depends. More information is needed to answer the question. Is there a second mortgage on the property? Do you have other debts, such as...

You will need to disclose your boyfriend's contribution towards household expenses since both of you live together. This does not necessarily mean...

Will my Chapter 7 Bankruptcy be dismissed because I did not have a valid ssn and I am not a legal resident.

It does not appear that you intended to make a false or fraudulent statement on your petition. However, you may have just that by listing an...

Do I have to pay for my ex's debt on a joint credit card if he files bankruptcy?

If this is a jointly owed debt, then you would be responsible for payment despite not having used the card for purchases. You should double check...

How long is a bank levy good for in New York? How does it work with chapter 7 bankruptcy?

Upon filing your petition, the automatic stay goes into effect. The stay requires that the creditor/bank release your bank account. Assuming that...

My ex-wife filed a Chapter 7 bankruptcy petition earlier this year, and listed me as a creditor.

The discharge will eliminate many types of debt. However, there are several types of debt that are excepted from the discharge order. Just...

Can an HOA come after you for back pay if you included the home in a bankruptcy?

Any liability for pre-petition dues owed would be eliminated by your bankruptcy discharge. However, if you were the owner of record following the...

Am i responsible for my husbands credit card debt ?

You will not be held personally liable for your spouse's debts. However, you may want to obtain a credit report using the link suggested by Mr....

In NJ is a person liable for a judgment placed on their spouse?

If your name is not on the judgment, the creditor cannot pursue your assets. It sounds like the creditor was awarded a judgment against your...

Can a collection agency legally freeze or garnish a bank account if you receive only social security disability benefits?

If the creditor obtains a judgment against you , it can garnish funds in a bank account as long as they are not exempt funds. Fortunately, SS...