Wages cannot be garnished without a money judgment. A creditor cannot obtain a money judgment without suing you in court and winning. So at this...

What to do about an overdue online payday loan

First, owing a debt is a civil matter, not a criminal matter. You cannot be arrested for owing a debt. Second, these payday loan operations are...

Am I responsible for my spouse's student loan which she got before we were married?

One spouse is typically not responsible for the other's debts. One exception would be if one spouse acted as a co-signor for the other or signed...

A Chapter 7 bankruptcy was filed with courts and cleared in June 2005. If that same person finds themselves in a financial

In order to be eligible for another discharge of your debts in a Chapter 7 filing, there must be at least 8 years between filing dates. Assuming...

Can I keep my house if I file Ch7 Bankruptcy?

The mortgage company won't take your home as long as you are current or close to current. You need not contact your mortgage company to share your...

Which avenue of bankruptcy would you advise (or not)?

In a perfect world, you would want to file a Chapter 7 petition to erase all of your unsecured debt. However, Mr. Elie is right to say that it...

I am a US citizen and have to file BK7 but have Canada consumer debit. Can they come after me here in the USA?

You need to list this creditor on your petition. Make sure the account is listed on Schedule F. This debt is likely dischargeable in a Chapter 7...

My ex wife just filed bankruptcy. How will this affect me.

The bankruptcy filing should not have much effect on you. Your ex will have the same obligations regarding child support after the bankruptcy is...

If i filing chapter 13 .can i keep my house.thanks.

You can retain your home in a Chapter 13 bankruptcy if you so choose. You must make your regular mortgage payments plus plan payments to make up...

How do I make sure everything debt is included in my bankruptcy?

You must make a good faith effort to list all of your debts on your bankruptcy petition. A good first step would be to pull your credit report. ...